PayPal Holdings Inc. is adding a new card to bring its online credit product to physical stores as the company focuses on expanding its name recognition with in-person transactions.

The new, physical PayPal Credit Card is more of a special financing card than a rewards credit card. As long as you pay off your purchases in time, you won't have to worry about interest charges. Otherwise, you'll be on the hook for all the interest you would have accrued. But PayPal Credit doesn't offer any rewards.

The PayPal Credit Card also features a special financing program that allows cardholders to skip the interest on purchases of $149 or greater they make with the card when they check out online with PayPal. That deal only applies when cardholders pay for their purchase in full within six months.