From figuring out the right timing to choosing a mortgage program, buying a house requires a lot of financial planning and ...

Plus, having a high debt-to-income ratio could hurt your mortgage approval chances. Ramsey’s “Baby Steps” to help you get out of debt, save money and build wealth include following the ...

If you struggle with sticking to a budget, this app's granular approach could help. But it requires some work on your part.

Then, you can move on to Baby Step 3 which is to save three to six months’ worth of expenses in an emergency fund. To calculate this amount, Ramsey recommends adding up your necessary ...

If you earn less than $20,000 a year, Ramsey Solutions recommends adjusting this amount to $500. Once you have a starter emergency fund fully funded, he recommends paying off all debt other than your ...

While Ramsey criticizes Social Security, his underlying message is clear: take charge of your financial future. Whether you claim benefits early or delay them, having a robust retirement savings plan ...

The truth remains that what happens in your house, not what happens in the White House, has everything to do with your ...