As a final thought, keep in mind that these are meant to be two bold predictions. There's a lot that would need to go well ...

Chase's basic account, Chase Savings℠, has a low annual percentage yield of only 0.01% effective as of 05/07/2025. Interest rates are variable and subject to change .

The Chase Freedom Rise® is a true credit-builder credit card; you don't need an existing credit profile to qualify. Although it's an unsecured card and thus doesn't require an upfront deposit as ...